Homestarter Financing Another real estate breakthrough.

Alveo Land Corp. Offers Breakthrough Financing Program

Urban achievers today have more reasons to be active as the country's fastest-growing developer and Ayala Land subsidiary Alveo Land Corp. launches a pioneering financing plan called the Homestarter Financing Program. The second part of a series of financing plans from Ayala Land that began last year with the widely successful Ayala Land Homestarter Bond, the Homestarter Financing Program is for urban achievers who want to enhance their many leisure and social activities through easy ownership of Alveo Land's groundbreaking lifestyle residences.

The Lowest Down Payment, the Lowest Interest Rate, the Longest Term

Unprecedented financial convenience is provided by the Homestarter Financing Program, which is a complete package of financial options that caters to all types of homebuyers: the Homestarter Swift for customers who prefer quick, standard payment terms, the Homestarter Flex for buyers who need customized terms, and the groundbreaking Homestarter Stretch, which is specially designed for customers who require long term schemes.

The Homestarter Stretch is the most innovative of all payment plans to be offered in the local market for its drastically reduced downpayment requirement of only 10 percent (even 0% downpayment can be availed of within a limited period), the lowest monthly amortization and the lowest interest rates in the market for terms of up to 25 years---together with the unrivalled living experience only owners of Alveo Land Corp. properties truly know. In addition, the Homestarter Stretch has fixed interest rates that guarantee protection to homebuyers however the economy turns, making it virtually fail-safe. Buyers are assured that the payments they have scheduled for the long term will stay the same no matter what happens to the market. The plan no longer requires the standard balloon payment that homebuyers have to pay within five years of application.

Under the Homestarter Financing Program, the tedious two-step application process of having one's credit checked upon downpayment for a property, and then again for a bank loan to make the balloon payment, is rendered obsolete. Buyers of Alveo Land Corp. properties just go through one seamless transaction. Since Alveo Land Corp. is the only developer currently offering such financing program using in-house support, a homebuyer's amortization is the same as their contract. Buyers based overseas also have no worries as credit ratings provided by companies abroad such as Equifax and Citicorp are honored.